Hi all: I recently got a brochure in the mail from Amica insurance advertising pet health insurance. Normally I would have tossd it in the trash, but Amica is a pretty good insurance company as insurance companies go.
Anyone have any thoghts on this? Are you better off putting your money in the bank? Someone mentioned that if Avian vet fees can get steep. Robert
Hi all: I recently got a brochure in the mail from Amica insurance advertising pet health insurance. Normally I would ... you better off putting your money in the bank? Someone mentioned that if Avian vet fees can get steep. Robert

Did they have a website? I'd be interested in what kind of plans they have.

Shannon
The website is simple www.amica.com.
I looked and it didn't mention the pet insurance. I sent them an email asking for info. When I get it I will post it.
Robert
Hi All: Here is that website for Pet Insurance.
http://www.petinsurance.com/affiliates/amica /
I looked at it and pretty much decided that your better off putting the money in the bank every week and if there is a catastrophy, use that money. Anyway, I would be interested in other comments about this.
I think the idea of pet insurance is a good one, but it is probably too new and not very cost effective. Also, I was initially under the impression that Amica was the underwritter. After reading the info at the website, looks like Amica could be the middle man?

Robert
In (Email Removed)
I looked at it and pretty much decided that your better off putting the money in the bank every week ... the idea of pet insurance is a good one, but it is probably too new and not very cost effective.

I worked at a small animal vet hospital in the early '90s. We provided literature for and participated in two pet health insurance programs, the names of which I can't remember. We had a very small number of clients that used it-likely under 5. None of the staff had a very favorable impression of it and most of us considered it a waste of money, as you do.

Jennifer Mullen
Hi All: Here is that website for Pet Insurance. http://www.petinsurance.com/affiliates/amica / I looked at it and pretty much decided that your ... week and if there is a catastrophy, use that money. Anyway, I would be interested in other comments about this.

The concept of insurance is to simply spread risk. The larger the numbers of insured the less the risk the smaller the premiums. To get a decent policy the yearly premiums will be quite high as the numbers aren't going to be there. BTW keep in mine this group doesn't reflect the general population of bird owners.
I checked on insurance for just 1 budgie(have 5)and it was 15.00 a month.
I checked on insurance for just 1 budgie(have 5)and it was 15.00 a month.

The first time I ever encountered insurance for birds was when I was investigating the ostrich farming industry. The birds were expensive and a valuable breeder was worth its price. For a business person operating on budgets and forecasts, insurance made sense. It was a fixed cost compared to the unknown of vet bills. Keep in mind, ostrich are not really bright and a novice rancher could easily run into trouble with impaction (they'll pick up anything off the ground and eat it) and other injuries from fencing and other bird-instigated chaos. Even shipping them could cause death from a build-up of certain chemicals in their system because of their muscle reaction to transport. They aren't as tough as they look.

I don't really think insurance makes a lot of sense for pets. If you can put the monthly premium into a fund, you'll probably be ahead in the long run.
I'd love to follow this advice for my own health costs; the one thing that keeps me from living without health insurance is the possibility of becoming ill with something that could take my last dime. On the whole, I never spend as much for health care as I spend in premiums, but it would be devastating to liquidate everything to cure a major illness just to recover and have to live in a cardboard box under the bridge with all my birds.

Sincerely,
Joanne
If it's right for you, then it's right, . . . . . for you!!!

Play - http://www.jobird.com
Pay for Play - http://www.jobird.com/refund.htm
Looking for Love? - http://www.jobird.com/hearts.htm